Car finance – submit an application for car funding properly through the bank

Car finance – submit an application for car funding properly through the bank

Compare choices and select the smartest one for you personally from three available types of car finance. OP car and truck loans are often cheap, safe and versatile.

Financial Loan

Many interest rate that is affordable

  • Owner-occupied apartment or any other assets as security
  • For several banking institutions’ clients
  • No predetermined maximum quantity
  • Typical interest rate 2–5 per cent

Credit Rating

The fastest option – money in to your account straight away

  • No significance of security or guarantors
  • Just for OP clients
  • Max. 15,000 euros
  • Typical interest rate 6–8 per cent

Hire Purchase

For several banking institutions’ customers

Would you first want to calculate the month-to-month payment of one’s car finance?

Various ways to fund a moto vehicle – from us you could get a car finance that is ideal for your

You can easily submit an application for three several types of car finance from OP. They vary from one another when it comes to security, interest and loan amount that is maximum. It is possible to select from a car that is secured, an unsecured car finance and an automobile hire purchase. We could certainly give you probably the most way that is suitable fund a vehicle.

Trying to get a motor auto loan from OP is sensible. We never apply hidden interest or other costs. Being an OP owner-customer, you will definitely constantly make OP bonuses through a motor auto loan with us.

Secured auto loan – choose Bank Loan

Having a guaranteed financial loan, you may get the car in your name straight away, during the smartest rate of interest in the marketplace. You will require security for the loan, such as for instance an owner-occupied house, a holiday house, deposits or securities.

The attention price for a mortgage is usually 2–5%. It is possible to submit an application for a guaranteed loan starting from 8,000 euros, without any top restriction. File financing application online; you will get that loan choice within 1–3 times.

You are able to submit an application for a guaranteed Bank Loan even though you aren’t an OP client.

Unsecured auto loan – choose Special Consumer Credit

You will get the money into your account quickly and you can buy the car wherever you want if you want to finance your car with Special Consumer Credit.

You will get car loan all the way to 15,000 euros without security. Only OP clients can use when it comes to unsecured Special Consumer Credit. The credit rate of interest is normally 6–8%.

Submit an application for the credit on the web. Usually, you’re going to get that loan decision and provide straight away. You can accept the offer on op.fi and you will get the money to your account immediately after you have read the loan terms and conditions.

With hire purchase, you can easily easily buy a car and conveniently from a vehicle dealer

Once you purchase a motor car with hire purchase, the vehicle to be purchased functions as security for the funding. You don’t need any collateral that is additional guarantors. OP will possess the automobile before the hire-purchase that is last has been compensated.

What’s the cheapest auto loan?

When selecting an auto loan, pay attention to the last costs that are overall. There’s more to loans than the interest establishment or rate charge. Typically, you’ll be charged a credit establishment charge, a control cost and interest, and these shouldn’t be contrasted individually. That loan with all the cheapest establishment cost is not always the lowest priced choice with time.

Utilize the OP car loans calculator to effortlessly start to see the total interest and costs of one’s auto loan. The calculator assists you intend that loan period that is suited to both you and determines the effective rate of interest for every car finance alternative.

Just exactly What affects the attention rate and cost of a motor auto loan?

The attention price and cost of one’s car finance are influenced by the loan amount and whether you go searching for a loan with or without collateral. The attention rate of financing with security is definitely less than compared to an unsecured loan.

Submit an application for a auto loan on the web and quickly get a decision

No matter what style of vehicle financing you decide on, fill out and submit the loan application on the web. You can expect to always have the car finance choice quickly.

Earn OP bonuses by way of auto loan

As an owner-customer, you may make OP bonuses through a motor car finance with us. You need to use bonuses to pay for, state, your automobile insurance fees. As an example, with us, you will be entitled to OP bonuses worth 37.50 euros for the first year if you have a loan of 15,000 euros.

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